Contact Submit Tool

Chart

Demo

Chart

API for instant, verified IRS tax record access

Added:

June 30, 2025

Overview Features FAQs Reviews

TL;DR

Real-time API that fetches official IRS tax records in seconds.
Turns tax documents into clean, structured JSON for easy ingestion.
Built for fintechs that need fast, compliant income verification.
Developer-friendly with robust docs, SDKs, and SOC 2 Type II security.

What is Chart

Chart is a fintech data platform that provides an API for on-demand retrieval of verified IRS tax records and related financial documents. By connecting directly to IRS Online Accounts and leading tax-preparation software, it automates income verification and client onboarding, delivering structured JSON data that can be instantly integrated into lending, banking, and compliance workflows.

Key Features

Real-Time IRS Connection – Pulls client tax transcripts and returns in seconds via a direct link to the IRS, eliminating manual document chasing and delays.
Verified Documents – Supplies official government records, reducing fraud risk and ensuring underwriters can rely on tamper-proof data.
Structured JSON Output – Uses OCR and data normalization to convert PDFs into well-formed JSON, making ingestion into internal systems effortless.
Multiple Submission Options – End users can connect their IRS account, link tax-prep software, or complete standard IRS consent forms, improving completion rates.
Developer-Centric REST API – Provides SDKs, sandbox access, and comprehensive documentation so engineering teams can integrate in hours, not weeks.
Enterprise-Grade Security – SOC 2 Type II compliance, non-persistent credentials, granular user consent, and optional PII reduction meet stringent regulatory standards.

Who is Chart for?

Consumer & Small-Business Lenders
Neobanks and Digital Banking Platforms
Mortgage & Real-Estate Tech Providers
BNPL and Point-of-Sale Financing Companies
Accounting & Tax Advisory Firms
Risk, Fraud, and Compliance Teams

Key Use Cases & Applications

Automating income verification for personal loan underwriting.
Streamlining mortgage application processes with verified tax returns.
Onboarding small-business clients to neobanks without manual paperwork.
Conducting fraud checks by validating self-reported income against IRS data.
Pre-populating accounting software with historical tax information.

Pros

Instant access to authoritative IRS data—no manual uploads required.
Clean JSON output accelerates data ingestion and decisioning.
Multiple end-user submission paths increase conversion.
High security posture with SOC 2 Type II certification.
Developer resources and sandbox speed up integration.

Cons

Pricing is not transparent and requires a sales call.
Dependence on IRS system availability may cause occasional latency.

Pricing Info

Chart does not publicly list pricing. You can book a demo to receive a customized quote.

FAQs

Does Chart offer a free trial?

Chart currently requires prospective users to book a demo; a sandbox environment is provided after speaking with sales.

What tax documents can Chart retrieve?

The API can pull 1040, 1065, 1120, W-2, 1099 series, transcripts, and other IRS-issued records.

How long does it take to integrate Chart’s API?

With the provided SDKs and documentation, most fintech teams integrate and go live within a few days.

Is Chart compliant with SOC 2 Type II standards?

Yes, Chart is SOC 2 Type II compliant and will share its most recent report upon request.

Can end users control which documents are shared?

Absolutely—Chart’s consent flow lets taxpayers select specific years and forms and revoke access at any time.

Still have questions? We're here to help!

Contact Support

User Reviews

Submit Your Review

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

* All submissions are manually reviewed for quality and relevance before being added to the directory.

Tool Information

Website

Tool Plan

Demo

Verified Review Process

All reviews are from verified users

Our editorial team tests each tool thoroughly before publishing reviews. We maintain editorial independence from tool providers.

Featured Tools

Explore Featured Tools