Float

TL;DR

Build visual, real-time cash flow forecasts synced from Xero, QuickBooks, and FreeAgent.
Answer what‑if questions fast with multi-scenario planning and 13‑week views.
Set up in minutes; drill into daily, weekly, or monthly cash visibility.
Ideal for fractional CFOs, agencies, and growing service businesses.

What is Float

Float is cash flow forecasting software that connects to your accounting system to create real-time, visual forecasts and multi-scenario plans. It solves the pain of manual spreadsheets by syncing live financial data and providing daily, weekly, and monthly cash visibility, 13‑week forecasting, and fast what‑if analysis. Float belongs to the Cash Flow Forecasting and Scenario Planning category, with native integrations for Xero, QuickBooks, and FreeAgent.

Key Features

Real-time accounting sync: Automatically pulls live data from Xero, QuickBooks, and FreeAgent to keep cash flow forecasts accurate without manual spreadsheet updates.
Visual cash flow dashboards: Presents cash inflows, outflows, and runway in a clear, visual format so stakeholders can understand cash position at a glance.
Multi-scenario planning: Model what‑if cases (e.g., hiring, lost customer, delayed invoices) to compare outcomes side-by-side and make faster, informed decisions.
13‑week, short-term forecasting: Create 13‑week rolling forecasts for operational control and liquidity planning when cash is tight.
Flexible time views: Switch between daily, weekly, and monthly views to zoom out on the big picture or drill into granular cash movements.
Budgets and projects: Layer budgets and project plans onto your forecast to reflect planned spend and revenue with better precision.
Early warnings: Identify upcoming shortfalls and timing gaps early to proactively adjust payments, collections, or investments.
Fast setup: Connect your accounting platform and generate a first visual forecast in minutes, reducing time-to-value.
Tiered forecasting depth: Forecast horizons scale from 6 to 36 months and scenario limits from 2 to 8 depending on your plan, aligning cost to complexity.
Support options: Access email and chat support on standard plans, with priority support and expert setup available on higher tiers.

Who is Float for?

Key Use Cases & Applications

13‑week cash runway management to anticipate shortfalls and adjust payment timing.
Hiring and headcount planning to validate affordability under multiple demand scenarios.
Stress-testing revenue dips or delayed receivables to protect liquidity.
Project-based budgeting for agencies and construction firms to see timing of cash impacts.
Board and investor updates with clear, visual cash forecasts instead of complex spreadsheets.
Collections and payables strategy optimization based on early warning signals.

Pros

Visual, real-time forecasts replace manual spreadsheets and reduce human error.
What‑if scenario planning enables rapid decision-making on hires, investments, and risk.
Daily/weekly/monthly views provide flexible depth for both executive and operational needs.
Native integrations (Xero, QuickBooks, FreeAgent) make setup and syncing straightforward.
13‑week forecasting is well-suited to short-term liquidity and runway planning.

Cons

Scenario and forecast horizon limits vary by plan (2/4/8 scenarios; 6/18/36 months), which may constrain complex modeling on lower tiers.
Integrations focus on Xero, QuickBooks, and FreeAgent; teams on other ERPs may need alternative workflows.
Public site does not indicate API access or multi-entity consolidation features, which some finance teams may require.
Advanced setup assistance and priority support are reserved for higher-priced plans.

Pricing Info

$50/mo (monthly) — Build a sustainable business with visual cash forecasts. Features: 2 scenarios; 6‑month forecasts; 13‑week forecasts; Email & Chat Support.
$85/mo (monthly) — Boost revenue with a professional setup and enhanced forecasts. Features: 4 scenarios; 18‑month forecasts; 13‑week forecasts; Email & Chat Support; Expert Setup.
$115/mo (monthly) — Hire, invest & manage complexity with advanced forecast tools. Features: 8 scenarios; 36‑month forecasts; 13‑week forecasts; Priority Email & Chat Support; Expert Setup.

14‑day free trial available. No credit card required.

FAQs

Which accounting platforms does Float integrate with?