Float

TL;DR

Build visual, real-time cash flow forecasts synced from Xero, QuickBooks, and FreeAgent.
Answer what‑if questions fast with multi-scenario planning and 13‑week views.
Set up in minutes; drill into daily, weekly, or monthly cash visibility.
Ideal for fractional CFOs, agencies, and growing service businesses.

What is Float

Float is cash flow forecasting software that connects to your accounting system to create real-time, visual forecasts and multi-scenario plans. It solves the pain of manual spreadsheets by syncing live financial data and providing daily, weekly, and monthly cash visibility, 13‑week forecasting, and fast what‑if analysis. Float belongs to the Cash Flow Forecasting and Scenario Planning category, with native integrations for Xero, QuickBooks, and FreeAgent.

Key Features

Pricing Info

• $50/mo (monthly): Build a sustainable business with visual cash forecasts. Features: 2 scenarios; 6‑month forecasts; 13‑week forecasts; Email & Chat Support.
• $85/mo (monthly): Boost revenue with a professional setup and enhanced forecasts. Features: 4 scenarios; 18‑month forecasts; 13‑week forecasts; Email & Chat Support; Expert Setup.
• $115/mo (monthly): Hire, invest & manage complexity with advanced forecast tools. Features: 8 scenarios; 36‑month forecasts; 13‑week forecasts; Priority Email & Chat Support; Expert Setup.
• available. No credit card required.

Who is Float for?

Float is cash flow forecasting software that connects to your accounting system to create real-time, visual forecasts and multi-scenario plans. It solves the pain of manual spreadsheets by syncing live financial data and providing daily, weekly, and monthly cash visibility, 13‑week forecasting, and fast what‑if analysis. Float belongs to the Cash Flow Forecasting and Scenario Planning category, with native integrations for Xero, QuickBooks, and FreeAgent.

Key Use Cases & Applications

• 13‑week cash runway management to anticipate shortfalls and adjust payment timing.
• Hiring and headcount planning to validate affordability under multiple demand scenarios.
• Stress-testing revenue dips or delayed receivables to protect liquidity.
• Project-based budgeting for agencies and construction firms to see timing of cash impacts.
• Board and investor updates with clear, visual cash forecasts instead of complex spreadsheets.
• Collections and payables strategy optimization based on early warning signals.

Pros

• Visual, real-time forecasts replace manual spreadsheets and reduce human error.
• What‑if scenario planning enables rapid decision-making on hires, investments, and risk.
• Daily/weekly/monthly views provide flexible depth for both executive and operational needs.
• Native integrations (Xero, QuickBooks, FreeAgent) make setup and syncing straightforward.
• 13‑week forecasting is well-suited to short-term liquidity and runway planning.

Cons

• Scenario and forecast horizon limits vary by plan (2/4/8 scenarios; 6/18/36 months), which may constrain complex modeling on lower tiers.
• Integrations focus on Xero, QuickBooks, and FreeAgent; teams on other ERPs may need alternative workflows.
• Public site does not indicate API access or multi-entity consolidation features, which some finance teams may require.
• Advanced setup assistance and priority support are reserved for higher-priced plans.